Free financial calculator guide
401(k) Retirement Savings Calculator
Estimate retirement savings growth based on contributions and time.
Use the free 401(k) Retirement Calculator
Open the working calculator on the MoneyWise Tools homepage. It does not require a Premium subscription.
Open 401(k) Retirement Calculator →Why this calculation matters
A 401(k) is a workplace retirement savings account. Contributions, possible employer matching and investment performance can influence long-term balances.
How to use the calculator
Compare contribution amounts and different time horizons to understand possible outcomes.
What to keep in mind
Market returns, fees, taxes and withdrawal rules affect actual results; estimates are not guarantees.
The interactive calculator is on our main calculator page. Use the button above to jump directly to it; the guide here explains the inputs and how to interpret your estimate.
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Educational estimates only; not personalized financial, tax or investment advice. Read our disclaimer.