Free financial calculator guide
Paycheck Calculator: Estimate Take-Home Pay
Estimate paycheck take-home pay after withholding and deductions.
Use the free Paycheck Calculator
Open the working calculator on the MoneyWise Tools homepage. It does not require a Premium subscription.
Open Paycheck Calculator →Why this calculation matters
Gross pay is what you earn before deductions. Net pay is the amount that actually reaches your bank account after taxes and other withholdings.
How to use the calculator
Enter your earnings and applicable deductions to estimate the amount you can budget from each paycheck.
What to keep in mind
Actual withholding depends on your location, tax elections, payroll rules and benefits. Verify estimates against your paystub.
The interactive calculator is on our main calculator page. Use the button above to jump directly to it; the guide here explains the inputs and how to interpret your estimate.
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Educational estimates only; not personalized financial, tax or investment advice. Read our disclaimer.